After weeks of procrastinating, Rachel finally takes down the Christmas light on their balcony, only to fall off the balcony and sprain her ankle. At the hospital, Rachel - who has no insurance - cajoles Monica into trading identities so she can use Monica's coverage. When Ursula breaks Joey's heart Phoebe tries to fix it.
Elenco: Jennifer Aniston , Courteney Cox , Lisa Kudrow , Matt LeBlanc , Matthew Perry , David Schwimmer , James Michael Tyler , Emily Osment .